Checking Accounts
The Bank of Montana offers the largest network of ATMs in the country. What's even better is as a Bank of Montana client, you can use any ATM in the country for free. That's right, we'll pay their fees too so you can access your money, when you need it, at no cost.
Account Type |
Minimum Opening Deposit |
Minimum Average Balance |
Benefits |
Maintenance Fees |
Personal Checking |
$1,000 |
$2,000 |
Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., Free Cashier's Checks, Free Internet Banking and Bill Pay, Free first order of checks |
None |
Montana Gold Checking |
$1,000 |
$2,000 |
Free ATM withdrawals up to 4 per month at any ATM in the continental U.S., Free Cashier's Checks, Free Internet Banking and Bill Pay, Free first order of checks |
None |
Private Banking Checking |
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- |
Free ATM withdrawals in continental U.S., Free Cashier's Checks, Free Internet Banking and Bill Pay, Free Checks |
None |
Personal Checking
- Free first order of checks.
- MasterCard ® Debit/Check card available.
- Unlimited check writing privileges.
- No per check charges.
- Free Internet Banking.
- Free Online Bill Pay.
- Free ATM withdrawals up to 4 per month at any ATM in the continental United States.
- Minimum opening deposit $1,000.
- Minimum average balance of $2,000 required.*
Montana Gold Checking Account
- Free Checks.
- MasterCard ® Debit/Check card available.
- Free Online Banking.
- Free Online Bill Pay.
- Free ATM withdrawals up to 4 per month at any ATM in the continental United States.
- Free Cashier’s Checks.
- No per check charges.
- Minimum opening balance of $1,000.
- Minimum average balance of $2,000 required.*
This account is only available to Montana Gold Clients. Click here for Montana Gold eligibility requirements.
The Bank of Montana Private Bank Checking Account
- MasterCard ® Debit/Check card available.
- Free Online Banking.
- Free Online Bill Pay.
- Free ATM withdrawals in continental United States.
- Free Cashier’s Checks.
- Free Checks.
- No per check charges.
*If account drops below minimum required amount for one statement cycle, account may be closed.
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