Rates
Personal or Business Money Market Account |
| Tier |
APR |
APY |
| $2,500-9,999.99 |
.995% |
1.000% |
| $10,000-$24,999.99 |
1.980% |
2.000 % |
| $25,000-$49,999.99 |
2.712% |
2.750% |
| $50,000-$99,999.99 |
2.955% |
3.000% |
| >$100,000 |
3.197% |
3.250% |
Montana Gold Money Market Account |
| Tier |
APR |
APY |
| $2,500-9,999.99 |
1.242% |
1.250% |
| $10,000-$24,999.99 |
2.224% |
2.250% |
| $25,000-$49,999.99 |
2.955% |
3.000 % |
| $50,000-$99,999.99 |
3.197% |
3.250% |
| >$100,000 |
3.439% |
3.500% |
Private Banking Members Money Market Account |
Please call for rates and terms |
Personal or Business Certificate of Deposit 1-6
months |
| Tier |
APR |
APY |
| $1,000-$9,999.99 |
1.242% |
1.250 % |
| $10,000-$24,999.99 |
2.224% |
2.250 % |
| $25,001-$49,999.99 |
2.712% |
2.750% |
| $50,000-$89,999.99 |
2.955% |
3.000% |
| >$90,000 |
3.197% |
3.250% |
Personal or Business Certificate of Deposit >6-18
months |
| Tier |
APR |
APY |
| $1,000-9,999.99 |
.995% |
1.000% |
| $9,999.99-$24,999.99 |
1.980% |
2.000% |
| $25,000-$49,999.99 |
2.712% |
2.750% |
| $50,000-$89,999.99 |
2.955% |
3.000% |
| >$90,000 |
3.197% |
3.250% |
Personal or Business Certificate of Deposit 3 or 5
years |
| Tier |
APR |
APY |
| > $10,000 |
3.439% |
3.500% |
Montana Gold Certificate of Deposit 1-6 months |
| Tier |
APR |
APY |
| $1,000-$9,999.99 |
1.488% |
1.500% |
| $10,000-$24,999.99 |
2.469% |
2.500% |
| $25,000-$49,999.99 |
2.955% |
3.000% |
| $50,000-$89,999.99 |
3.197% |
3.250% |
| >$90,000 |
3.439% |
3.500% |
Montana Gold Certificate of Deposit >6-18 months |
| Tier |
APR |
APY |
| $1,000-$9,999.99 |
1.242% |
1.250% |
| $10,000-$24,999.99 |
2.224% |
2.250% |
| $25,000-$49,999.99 |
2.955% |
3.000% |
| $50,000-$89,999.99 |
3.197% |
3.250% |
| >$90,000 |
3.439% |
3.500% |
Montana Gold Certificate of Deposit 3 or 5 years |
| Tier |
APR |
APY |
| > $10,000 |
3.680% |
3.750% |
Private Banking Members Certificate of Deposit
Account |
Please call for rates and terms |
Personal or Business Savings Account |
| Tier |
APR |
APY |
| $2,500-$9,999.99 |
.747% |
.750% |
| $10,000-24,999.99 |
1.734% |
1.750% |
| $25,000-$49,999.99 |
1.980% |
2.000% |
| $50,000-$99,999.99 |
2.469% |
2.500 % |
| >$100,000 |
2.712% |
2.750% |
Minor Savings Account |
| Tier |
APR |
APY |
| $2,500-$9,999.99 |
2.955% |
3.000% |
| $10,000-$24,999.99 |
2.955% |
3.000% |
| $25,000-$49,999.99 |
2.955% |
3.000% |
| $50,000-$99,999.99 |
2.955% |
3.000% |
| >$100,000 |
3.197% |
3.250% |
Montana Gold Savings Account |
| Tier |
APR |
APY |
| $2,500-$9,999.99 |
.995% |
1.000% |
| $10,000-$24,999.99 |
1.980% |
2.000% |
| $25,000-$49,999.99 |
2.224% |
2.250% |
| $50,000-$99,999.99 |
2.712% |
2.750% |
| >$100,000 |
2.955% |
3.000% |
Private Banking Members Savings Account |
Please call for rates and terms |
Private Banking Certificates of Deposit
Private Bank Certificates of Deposit feature premium rates and upon request, full FDIC insurance on deposits up to $50 million.
This account is only available to Private Bank Members. Click here for Private Bank eligibility requirements.
A penalty may be imposed for early withdrawal from certificates of deposit.
The interest rate and annual percentage yield may change after account opening.
For current rate information please check the rates page or call 406-829-2662.
The Bank of Montana reserves the right to not accept deposits. Typically, CD deposits greater than $100,000 from individuals or companies without ties to Montana will not be accepted. Additionally, the Bank of Montana does not accept brokered CDs.
Annual Percentage Yields are subject to change. For current rate information, please call the Bank of Montana at 406.829.2662.
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